Financial Institution Consultants and Advisors

Verde Financial Services, Inc. provides independent credit risk loan review and credit risk management in banks. Our services assist banks in evaluating the asset quality of the loan portfolio in efforts to provide early identification of problem or potential problem loans.

The earlier that a problem loan can be identified provides bank management with more of an opportunity to take corrective action to resolve the criticism and reduce or eliminate the potential loss exposure that might occur.

Loan Review Procedures

Assisting bank management with their loan review procedures on a regular basis should help to avoid "surprise" large provisions to the loan loss reserve and its ultimate effect to the capital of the bank and shareholder value.

Verde Financial Services can tailor a program to assist your bank with loan review needs either on a recurring basis or for one time projects. These special projects include targeting portfolio or officer specific reviews, commercial real estate (CRE) reviews (on a macro or micro level) and annual credit review "write-ups".

Verde provides additional services to banks in the area of merger and acquisition due diligence efforts and in representing buying and selling banks with their acquisition or exit strategies.

Financial Services We Provide Include:

• Credit Risk Loan Review
• Credit Analysis
• Loan Review Procedures and Policy Updating
• Loan Officer Education
• Portfolio Quality